About us

Established in 2022, Ello is focused on creating a lasting partnership for success with every client. We go above and beyond to handle every step of your finance application journey.

Our team has decades of experience in residential mortgages, consumer and business commercial finance. Together we have successfully helped thousands of clients Australia wide and we love doing what we do.

We are passionate about providing exceptional service, thoughtful solutions based on your goals, needs and objectives, and improving the lives of the communities we serve.

Our drive to deliver exceptional customer service is what makes us truly stand out as great Finance Brokers. We will exhaust all options possible to assist clients and create long-lasting relationships.

Why we can deliver better outcomes:

  • We are on your side. We work tirelessly to look after you and your interests
  • We collaborate with local business partners who are both experienced and innovative to help our clients achieve their dreams
  • We bring additional related services that will make your journey smoother and convenient
  • We care beyond your settlement, we build friendships for life
  • Our services and partners will add great value beyond your settlement date

Ello Lending Company is a member of MFAA, Nectar Aggregator and QED as our risk and compliance partners. As a result we are bound by a rigorous code of conduct and kept up-to-date with policy, innovations, research, legalisation and important industry changes.

Our team

Ranin Mendis's profile photo

Ranin Mendis

Managing Director

Following a successful Banking career as a NSW and ACT State Leader in Digital Mortgages with Westpac and having Co-Founded LoanDolphin in early 2015, Ranin brings a a wealth of knowledge and expertise that spans over a decade in all aspects of financial services. He has a special interest in helping first homebuyers achieve their aspirations of home ownership.

0475 753 705Ranin@ElloLending.Co
Luke Marraffa-Ives's profile photo

Luke Marraffa-Ives

Regional Director

With over two decades of experience in the banking and finance industry, Luke has extensive experience having worked across diverse lending and leadership roles. Luke has worked for 3 of the major 4 Big Banks, and spent over 12 years within the Westpac Group, most recently as an Operations Manager for the Digital Mortgage business. Luke has also worked as a broker and ran his own business. Away from work, Luke spends much of his time with his very active 5 year old son, Dustin, and enjoys swimming and going to the movies.

0407 011 593Luke@ElloLending.Co
Diana Uribe | Vic's profile photo

Diana Uribe | Vic

Finance & Mortgage Broker

This is Diana, a seasoned financial professional with a passion for excellence and over 8 years of experience in the finance industry. With a solid background in mortgage assessment and client services, Diana has honed her skills at reputable institutions like ME Bank and The Australian Lending and Investment Centre. Beyond her professional achievements, Diana finds joy in cooking up new recipes, cherishing moments with her 6-year-old son and husband, and dancing the night away with a flair for salsa.

0483 912 457Diana@ElloLending.Co
Victor Tan | NSW's profile photo

Victor Tan | NSW

Senior Finance & Mortgage Broker

With over 15 years of banking experience, Victor learnt his trade in home lending with Commonwealth Bank, Westpac and NAB as a bank lender. He has gained a comprehensive knowledge in home lending, especially in SMSF and Trusts. He has a great passion in customer service and he is able to maintain thrives in building long-term customer relationships. As a Senior Mortgage Broker at Ello Lending Co Victor is now able to help more customers to realise their property dreams and keep them financially sound. After work, he loves sports and reading, which make him relax and enjoy life. He is the swimming coach to his son helping to get into national level, even though he is not swimmer.

0457 858 888Victor@ElloLending.Co
Syed Waseem | NSW's profile photo

Syed Waseem | NSW

Senior Finance & Mortgage Broker

Syed brings over 20 years of experience working with most of Australian banks in various position from Teller to Regional Manager-Home lending. Very proud and honoured to be able to help lots of Australian over the years in achieve their financial goals. Syed’s passion is home lending and love to help in towards Australian dream of owning a home and creating wealth through investments in real estate. Syed will guide you through the whole process and keep you informed throughout the process. Outside work takes part few community-based charities in helping people in need, provides mentoring & helps with social skills to newly arrived migrants.

0411 031 030Syed@ElloLending.Co
Neil Bagnall | VIC's profile photo

Neil Bagnall | VIC

Finance & Mortgage Broker

With over 25 years of experience working within the banking and financial services industry, Neil is an experienced Home Finance Manager, and is a well experienced loan writer in residential loans. Neil is renowned for providing service excellence and assisting clients in finding the right home loan solution, and his testimonials & reviews speak for themselves. He's always ready for a challenge and loves to workshop specific solutions for his clients. Neil is a people person who is passionate about providing a great customer experience and strives to deliver tailored solutions specific to the needs and objectives of his clientele. A passionate animal lover, and his Cavoodle Ruby, and three cats Boo Boo, Oreo, & Maisy, are his world and brings unconditional love and peace every day.

0482 092 125Neil@ElloLending.Co
Karthik Ramakrishnan | VIC's profile photo

Karthik Ramakrishnan | VIC

Mortgage & Finance Broker

Karthik has over 10 years of experience writing loans and over 20 years providing customer centric financial solutions for his clients. Karthik has helped countless clients find their dream homes or lucrative investment opportunities. With a background in finance and a keen eye for market trends, he provides tailored guidance to ensure his clients make informed decisions. Karthik has assisted his clients through a wide range of lending solutions including Non-Conforming loans, SMSF, Trust lending, First Home Buyers, Bridging, Construction, Low/Alt Doc, Self Employed and Private Lending. Outside of work, Karthik spends time with his 2 dogs a labrador Bilbo & cavoodle Frodo, his wife and daughter, volunteering as a Country Fire Authority firefighter and an avid recreational scuba diver starting to venture deeper as a technical diver.

0482 092 323Karthik@ElloLending.Co
Tom Cohen | VIC's profile photo

Tom Cohen | VIC

Mortgage & Finance Broker

With over 15 years of experience in Customer Service and 3 years in the home lending industry in Australia, Tom is deeply passionate about finance and property investing. He is especially interested in guiding First Home Buyers to achieve their homeownership dream as well as helping first-time and seasoned investors build up wealth through their real estate portfolio. He takes pride in delivering top-notch customer service and building long-term working relationships. By leveraging his problem-solving skills, Tom is always ready to overcome complex challenges and exceed expectations. In his free time, Tom enjoys creating lasting memories with his family and embarking on adventures to new destinations around the world.

0483 910 806Tom@ElloLending.Co