Insights
Welcome to the Ello Lending Co mortgage insights section! Here you will find valuable information and resources on the mortgage and related industries. From market news and trends to expert advice and success stories, we strive to provide valuable information to help you navigate the mortgage process and keep you informed. Whether you're a first-time home buyer looking to understand the process, or a seasoned homeowner looking to refinance, you're in the right place. Stay informed and make informed decisions by subscribing to our blog. Thanks for visiting!

How To Save Your First Home Deposit
Saving a deposit for your first home can seem daunting, especially in the current Australian mortgage market. However, it is possible to save the money you need to make your dreams of home ownership a reality. In this blog post, we'll explore some helpful tips and tricks to help you save your first home deposit. From setting a budget to understanding the benefits of a first home buyers grant, we'll cover all the key topics to help you save for your first home.
How To Break Into The Property Market
Are you looking to break into the Australian property market? It can be a daunting prospect, especially with the current mortgage market environment. With the right advice and knowledge, it is possible to secure a mortgage and start your journey to property ownership. In this blog post, we'll explore the different types of mortgages available, the eligibility criteria, and the process to ensure you're well-informed when taking the plunge into the property market. So, if you're ready to take that first step, let's get started.

Is It A Good Idea To Buy A Property With Your Partner If You're Not Married ?
When considering the Australian mortgage market, one of the most common questions asked is whether it is a good idea to buy a property with your partner if you are not married. While it may seem like a good idea to invest together, there are several important factors to consider before taking this step. In this blog post we will look at the pros and cons of buying a property as an unmarried couple, and whether it is worth the risk. We will also discuss the legal and financial implications of such a decision, and provide advice on how to make sure it is the right decision for you.

The First Home Buyers Credit Crunch
In recent years, the Australian mortgage market has been hit with a credit crunch that has been especially difficult for first home buyers. As the cost of living continues to rise, and the cost of housing becoming increasingly unaffordable, first time buyers are increasingly being locked out of the property market. In this blog post, we will explore the impact of the credit crunch on first home buyers, and examine the options they have to get into the market. We will also look at the government initiatives available to assist them in their journey.

What You Need To Know Before Making An Offer To Buy A Property
Making an offer to buy a property is one of the most important decisions you will ever make. It is important to be informed about the Australian mortgage market before you make an offer, as there are a few key factors that you need to be aware of. In this blog post, we will discuss what you need to know before making an offer to purchase a property in Australia. We will cover topics such as the current housing market, the interest rate environment, loan types, application and approval processes, and other considerations. By the end of this post, you should have a better understanding of the Australian mortgage market and how to make an informed decision when making an offer on a property.

How To Save Money This Summer
Are you looking for ways to save money this summer? It’s not always easy to find extra cash, but there are a few strategies you can use to make sure you’re getting the most out of your money. In particular, taking a look at the Australian mortgage market can be a great way to start saving. In this blog post, we’ll discuss the different ways you can use the mortgage market to save money this summer. From refinancing to changing your loan terms, we’ll cover the different options available so you can make the most of your money.

Is Now A Good Time For First Home Buyers To Get Into The Property Market ?
The Australian mortgage market is a complex one, and for first home buyers it can be a daunting prospect to try and navigate. With interest rates at historic lows and the recent loosening of lending criteria, now is a great time for first home buyers to get into the property market. In this blog post, we will discuss the current state of the mortgage market, the advantages of buying a property now, and strategies to help first home buyers get ahead.

Is Now A Good Time For First Home Buyers To Get Into The Market ?
As the Australian mortgage market continues to evolve, first home buyers are increasingly asking the question: is now a good time to enter the market? With interest rates at an all-time low and the housing market showing signs of stability, now may be the perfect time to take the plunge into home ownership. In this blog post, we will explore the various factors that are influencing the mortgage market and what this means for first home buyers. We'll look at the current state of the market, the potential opportunities and risks, and what advice is available to ensure you make the right decision.

5 Things To Do Now To Prepare You To Buy Your First Home In The Future
Are you dreaming of owning your first home one day? To make your dream a reality, there are a few things you can do now to ensure you're in the best financial position when the time comes. Here are five tips for preparing to buy your first home in the Australian mortgage market. First, make sure you have a good credit score. This will determine the interest rate you get when you apply for a loan. Second, research the current mortgage rates and the housing market in your area. This will help you understand how much you can realistically afford. Third, save up for a down payment. This will reduce the amount you need to borrow and could also give you access to better rates. Fourth, create a budget and stick to it to ensure you can comfortably afford your mortgage payments. Finally, start speaking to a mortgage broker who can guide you through the process and give you tailored advice.

How Much Should You Spend On Your First Home Purchase ?
Buying a house is one of the biggest financial decisions many Australians will make in their lives. With the Australian mortgage market being extremely competitive, it can be difficult to decide how much you should spend on your first home purchase. In this blog post, we'll look at some of the factors to consider when deciding how much you should spend on your first home purchase, as well as some tips on how to make the process easier.

How To Successfully Manage Your Finances As A Couple
As a couple, managing your finances can be a challenging but rewarding experience. In Australia, the mortgage market is incredibly competitive, with many lenders offering different loan products to meet the needs of different borrowers. In this blog post, we'll provide you with helpful advice to ensure you and your partner can successfully manage your finances in the Australian mortgage market. We'll cover topics such as budgeting, finding the right lender, and understanding the different loan products available. With our tips, you'll be able to confidently navigate the mortgage market and make the financial decisions that are right for you.

Tips To Fast Track Your First Home Deposit
Saving for a first home deposit can be a long and often daunting process. But with the right advice and the right strategies, you can fast track your progress and get into your first home sooner. In this blog post, we’ll be providing you with helpful tips and insight on how to save for your first home deposit in the Australian mortgage market. Let’s get started!

Top Tips To Fast Track Your Home Loan Application
Are you looking to fast track your home loan application in the Australian mortgage market? Knowing where to start and how to streamline the process can be daunting. Fortunately, we’ve collected the top tips and tricks to help you get your mortgage application approved faster. From understanding the basics to preparing ahead of time, this blog post will take you through the process step-by-step and help you get the keys to your new home in no time.

10 Reasons To Get A Home Loan Pre Approval
Are you considering taking out a home loan in Australia? If so, then a home loan pre-approval is a must. With a home loan pre-approval, you’ll know exactly what you can afford to borrow and can avoid wasting time looking at properties that are out of your budget. In this blog post, we’ll look at 10 reasons why a home loan pre-approval is essential in the Australian mortgage market. From knowing what you can afford to improving your bargaining power when making an offer, a pre-approval can make all the difference. So, let’s dive in and explore the benefits of a home loan pre-approval.

How To Save For Your Home Deposit
Saving for a home deposit in Australia can be a daunting task. With the average house price rising and the RBA continuing to cut interest rates, securing a mortgage can seem almost impossible. However, by following a few simple steps you can be on your way to owning your own home. In this blog post, we’ll look at how to save for your home deposit, what to look for in a mortgage, and the options available to first home buyers. So if you’re ready to take the plunge into the Australian mortgage market, read on to find out how to get started.